You could have the highest income in the world, but if you aren't budgeting (spending intentionally), you'll never build wealth.

The money you don’t spend, but invest, is money that builds your wealth.

budgeting 101: a beginners guide to budgeting from Health Self and Wealth at healthselfandwealth.com.

Budgeting 101: A Balanced Approach to Prosperous Living

Learn the foundational skill for reaching your financial goals while living the life you love.

Spend smarter spreadsheet. a google sheets budgeting tool to help you reach your money goals through spending intentionally.

Make You and Your Wallet Happier

The Google Sheets Spend Smarter Spreadsheet is guaranteed to help you discover what spending adds value in your life, and what doesn’t, so you can budget painlessly.

Get all the deets about the sheets here.

free 10 day budgeting challenge from health self and wealth

Master the First Step Towards Building Wealth

Step by step guidance to create a spending plan that makes you happier while putting you on track to reach your financial goals.

Latest Budgeting Information

Your Path to Wealth